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1. >Second-Chance Checking Options

A person's banking history can prevent them from having a good credit history or establishing any credit history because most credit card companies require that a person have a bank account. ?Second-chance checking options were developed by some banks to provide an opportunity for a person who has a poor banking performance in the past to establish a good record of banking. The main idea is to graduate from a second-chance checking account to full banking privileges after a defined period. Wells Fargo, BBVA Compass, and Woodforest National Bank offer the top three second-chance banking o...